Seminar Highlights and Objectives

The retirement years of a Federal employee's life should be fulfilling and financially secure. To prepare employees for retirement and help them obtain the financial security they seek, GRB offers retirement planning seminars for Federal employees. These 1-day seminars provide employees with a detailed understanding of the benefits they are entitled to under the Civil Service Retirement System (CSRS) and/or the Federal Employees Retirement System (FERS), Social Security, the Thrift Savings Plan, Medicare, Long Term Care Insurance, the Federal employee health and life insurance programs, and Flexible Spending Accounts.

Who Should Attend

The seminar focuses on employees (including special group employees) who are approximately within 10 years of retirement.

Seminar Dates and Locations

Agenda

CSRS/FERS Retirement Benefits

• Eligibility for Retirement
• Computation of Annuity
• Computation of CSRS Offset (as applicable)
• Determining High-3
• FERS Annuity Supplement (as applicable)
• Disability Benefits
• Survivor Benefits
• Creditable Service
• Deposits/Redeposits
• Military Deposits
• Cost-of-Living Adjustments
• Applying for Retirement
• Processing of Your Retirement
• Withholdings and Taxation

Social Security

• Eligibility Requirements
• Description of Benefits
• Survivor Benefits
• Government Pension Offset
• Computation of Benefits
• Windfall Elimination Provision
• Survivor Benefits
• Earnings Limitation
• Taxation of Benefits

Thrift Savings Plan

• Employee/Employer Contributions
• Tax Status of Contributions
• Investment Options/Considerations
• Interfund Transfers
• Loan Program
• Withdrawal Options
• Taxation of Distributions
• Death Benefits

Federal Employees’ Group Life Insurance

• Program Types and Amount of Insurance
• Continuing Into Retirement
• Post Retirement Coverage
• Payment/Beneficiaries

Federal Employees Health Benefits Program

• Program Advantages
• Continuing Coverage Into Retirement
• Continued Coverage for Survivors

Federal Employees Dental and Vision Insurance Program

• Program Features
• Coverage in Retirement
• Coverage for Survivors

Medicare

• Description of Coverage
• Coordination with FEHB
• When to Apply
• Impact of new Medicare changes

Long Term Care Insurance

• Overview
• Enrollment
• Determining Cost
• Plans and Options
• Qualifying to Receive Benefits

Flexible Spending Accounts

• Overview
• Enrollment
• Separation/Retirement

For further information send email to: