GRB provides retirement counseling for Federal employees who are planning to retire or separate from Government service, or who require assistance in deciding between CSRS and FERS retirement coverage. Counseling may be performed face-to-face or by telephone.

Counseling services can include estimating retirement, Social Security, and Thrift Savings Plan benefits. Employees who are not sure when they want to retire may find it helpful to have benefit estimates computed for more than one date. During the counseling session, benefit computations are reviewed and related questions are discussed.

Counseling also is available to assist individuals who have an option to transfer from CSRS or the CSRS Offset plan to FERS. A side-by-side comparison of the retirement benefits under each system is provided. During counseling, the benefits comparison is explained and the advantages and disadvantages of each retirement system are discussed.

If you are interested in individual counseling services, you can begin by downloading our counseling packet: Retirement Counseling Packet

If you have any questions contact: